RESP Guide Canada Clear RESP choices for Canadian families.

RESP Guide Canada

RESP tools and clear answers

Free Canadian calculators, provider comparisons, lessons, and source-linked RESP rules.

Estimate grants See all tools
Start here Pick one next step
01 Estimate grantsCheck CESG, CLB, and contribution scenarios. 02 Compare institutionsOpen bank, provider, and public RESP tools. 03 Learn the basicsFollow a short course from terms to withdrawals.

Main features

Three useful places to start.

Use a calculator, compare provider support, or check the rule behind the decision.

Calculate

RESP tools

Estimate grants, future value, education costs, catch-up room, and withdrawals.

Browse tools Compare

Institution tools

Review bank, provider, credit-union, and public calculators in one directory.

Compare institutions Confirm

Rules and terms

Clarify CESG, CLB, QESI, BCTESG, transfers, withdrawals, and key deadlines.

Read simplified rules

Choose by situation

What are you trying to do?

01 Open a first RESP

Check documents, plan types, grant forms, and provider questions.

 02 Maximize grants

See annual targets, CESG catch-up, lifetime limits, and late-start tradeoffs.

 03 Compare or transfer providers

Use provider checks, transfer questions, and fee cautions together.

 04 Prepare for school withdrawals

Review proof of enrolment, EAPs, contribution withdrawals, and tax points.

Trust structure

Source-linked and education-only.

SourcesGovernment, provincial, statistical, provider, and institution links. Provider checksGrant support, fees, transfers, and withdrawals to review. Education onlyPlain-language help, not personal financial advice.