Province and newcomer questions
How should newcomers start learning about RESPs?
Start with SIN and residency requirements, federal grants, provider support, and the difference between contributions and grants.
Reviewed 2026-05-23
source
Source status: this educational answer links to the government, regulator, school, or provider sources used for the current review. It is not personal financial, tax, legal, or investment advice.
Short answer
Start with SIN and residency requirements, federal grants, provider support, and the difference between contributions and grants.
Decision area
Province and newcomer questions
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This answer is designed as a starting point. RESP rules can depend on residency, beneficiary age, income, provider support, plan type, and current government program rules.
Read next
Start an RESP explains the broader decision and links to related tools.
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