Last reviewed: May 24, 2026.
Publisher identity
RESP Guide Canada is an independent Canadian education website published at respguide.com. The site is not a government service, bank, RESP promoter, broker, scholarship plan dealer, tax preparer, or financial advisory firm.
The goal is to make RESP rules, provider differences, and education-cost planning easier to understand before readers contact an official source or licensed professional. The site does not open accounts, process RESP applications, handle withdrawals, or collect Social Insurance Numbers.
Source standards
Pages are organized around real reader questions and checked against official or primary sources whenever possible. For government rules, the preferred sources are Canada.ca, the Canada Revenue Agency, Employment and Social Development Canada, Revenu Quebec, and provincial government pages. For provider profiles, the preferred sources are the official Canada.ca RESP promoter list and the provider's current account, fee, transfer, and withdrawal pages.
Material claims about grants, taxes, contribution limits, eligibility, withdrawals, fees, and deadlines should include source links and reviewed dates. Readers should still check the linked official source or provider document before making account decisions, because rules, fees, and forms can change.
Editorial workflow
New and updated pages are drafted from source documents, then simplified into plain language with examples, caveats, and next steps. Automation may help find sources, compare documents, or draft explanations, but public English pages should be checked against the cited source links before readers rely on them.
Provider pages are written as neutral comparison notes. A provider's appearance on the site is not a recommendation, endorsement, ranking, or statement that the provider is best for a family.
Corrections and updates
Corrections can be sent through the contact page. Helpful correction notes include the page URL, the disputed sentence, and the official source that supports the change. Material corrections should be reflected with a new reviewed date on the affected page.
For sensitive account, tax, legal, or investment questions, readers should contact the government program, RESP provider, licensed financial professional, accountant, or lawyer who can review their personal situation.
Translation standards
English is the primary reviewed version. Multilingual pages may be AI-assisted drafts and are labeled until reviewed by a human fluent in the target language and familiar with Canadian financial terminology. Draft-language pages may be excluded from search indexing until they are reviewed.
Independence and monetization policy
The site is currently ad-free. Ad code is not enabled, and the placeholder ads.txt file does not contain a real publisher ID.
If advertising, sponsorships, or affiliate relationships are added later, they should be disclosed clearly and kept separate from RESP education, provider comparisons, and source-based explanations. No provider should be able to buy a recommendation, a ranking, or a more favourable editorial conclusion.
Related policies
Read the privacy policy, disclaimer, and source library for more detail on site limits, data handling, and source tracking.