Province and newcomer questions
How can low-income families benefit from an RESP?
Low-income families may qualify for additional CESG and the Canada Learning Bond, including CLB without personal contributions.
Reviewed 2026-05-23
source
Source status: this educational answer links to the government, regulator, school, or provider sources used for the current review. It is not personal financial, tax, legal, or investment advice.
Short answer
Low-income families may qualify for additional CESG and the Canada Learning Bond, including CLB without personal contributions.
Decision area
Province and newcomer questions
Use the checks below to confirm whether the answer fits the family, provider, and school situation.
Verify
3 source links
Confirm the current rule before acting.
This answer is designed as a starting point. RESP rules can depend on residency, beneficiary age, income, provider support, plan type, and current government program rules.
Read next
Start an RESP explains the broader decision and links to related tools.
Sources to confirm