Beginner questions
Is there an annual RESP contribution limit?
For 2007 and later years, CRA states there is no annual RESP contribution limit, but the lifetime limit still applies.
Reviewed 2026-05-23
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Source status: this educational answer links to the government, regulator, school, or provider sources used for the current review. It is not personal financial, tax, legal, or investment advice.
Short answer
For 2007 and later years, CRA states there is no annual RESP contribution limit, but the lifetime limit still applies.
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Beginner questions
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This answer is designed as a starting point. RESP rules can depend on residency, beneficiary age, income, provider support, plan type, and current government program rules.
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Start an RESP explains the broader decision and links to related tools.
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