Beginner questions
How long can an RESP stay open?
RESPs can generally stay open for many years, but plan age limits and provider rules should be checked.
Reviewed 2026-05-23
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Source status: this educational answer links to the government, regulator, school, or provider sources used for the current review. It is not personal financial, tax, legal, or investment advice.
Short answer
RESPs can generally stay open for many years, but plan age limits and provider rules should be checked.
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Beginner questions
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This answer is designed as a starting point. RESP rules can depend on residency, beneficiary age, income, provider support, plan type, and current government program rules.
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Start an RESP explains the broader decision and links to related tools.
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