Use the checks below to confirm whether the answer fits the family, provider, and school situation.
Prepare documents and questions before requesting RESP withdrawals for school.
Possibly. RESP rules can support part-time post-secondary study when the program qualifies, but the provider must confirm the school, program, study load, and withdrawal limits.
Part-time EAP rules can differ from full-time rules, especially around maximum payment amounts and required weeks or hours. That makes provider confirmation important before the adult counts on the money for tuition or living costs.
Adult part-time learners should get the EAP and contribution split in writing because the tax reporting belongs to the beneficiary.
How to check this rule
Details that matter
Part-time can qualify
Part-time study may qualify when the program meets the RESP rules.
Limits can differ
Part-time EAP limits are not always the same as full-time limits.
Proof matters
Providers commonly require proof of enrolment before processing withdrawals.
Tax slip
Any EAP is generally taxable to the beneficiary.
Example
Example: An adult takes a part-time college certificate while working. Before tuition is due, they ask the promoter whether the course load qualifies and how much EAP is available under part-time rules.
Questions to ask your provider
Do you classify this program as qualifying part-time education?
What maximum EAP can be paid for this study period?
Can contributions be withdrawn separately if needed?
What exact proof of enrolment do you need?
Will the student receive a T4A slip?
Read next
RESPs for adults explains the broader decision and links to related tools.
Tool next step
RESP Withdrawal Checklist can help estimate the practical contribution choices before you confirm eligibility with the promoter.
Provider next step
RESP Provider Checklist helps you compare promoters on grant support, fees, and withdrawal process before opening or moving an RESP.