Beginner questions
Can I change the RESP beneficiary?
Beneficiary changes may be possible, but rules depend on the plan type, family relationship, age, grants, and provider policies.
Reviewed 2026-05-23
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Source status: this educational answer links to the government, regulator, school, or provider sources used for the current review. It is not personal financial, tax, legal, or investment advice.
Short answer
Beneficiary changes may be possible, but rules depend on the plan type, family relationship, age, grants, and provider policies.
Decision area
Beginner questions
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This answer is designed as a starting point. RESP rules can depend on residency, beneficiary age, income, provider support, plan type, and current government program rules.
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Start an RESP explains the broader decision and links to related tools.
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